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Rejected :-{

By ANIRBAN CHATTERJIE

2012-13:
Credit Card Application rejected for the 2nd time!! Thank you H***.
Home Loan Application rejected by S**, H***.

“Ur application is approved in principal but we are unable to approve as it does not meet the banks internal criteria
“Sorry, your salary is below our criteria”!
“Got to pay me (the broker / dalaal) commission 4% of the sanctioned loan amount”
" We mostly give loans to Govt. employees or to people with collaterals and guarantee"

Some refuse directly, some give a detailed explanation in a not-so-layman's language ..some sanction a meagre amount purposely - a amount which wouldn't fulfill the purpose, pay the bloody pimp his commission, etc, etc.

I strongly remember a bengali quote: Tela mathay tel dewa which means putting oil on a persons head whose head is already oiled.
The Banks & Financial Institutions are there for the rich (who is already rich). They are not willing to take risk but then everyone is not a defaulter. There are people who need the loan and can pay back also!
Maybe they are correct on their part as business is their sole aim and not service.

Today is your day. Someday would be mine. We will get even then. Till then I work to recall the great poet Rabindranath.

Baro Asha kore Eshechi.... Phirayo Na....kintu hey rabindranath Ami Chini Go Chini Go Sobare….
 

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